Preview of Income Statement, 4th quarter of 1995
Introduction
Analysis of results by activities
Financial results
Goodwill amortization
Extraordinary Items
Taxes

Tables of results (Pesetas)
Repsol summarised income statement
Break-down of Repsol operating income by activity
Break-down of Repsol operating revenues by activity
Break-down of investments by activity
Repsol comparative balance sheet
Repsol consolidated statements of cash flows
Operating highlights

1. INTRODUCTION

Repsol's net income for the third quarter of 1995 was 29,986 million pesetas, 51.9 % higher than that for the same period in 1994. Accumulated net income for the first three quarters was thus 92,149 million pesetas, as compared with 69,422 million pesetas last year.

Operating income amounted to 57,109 million pesetas for the quarter and was 45.8% more than in 1994, with accumulative income for the nine-month period at 168,489 million pesetas, showing a rise of 32.1%. In LIFO terms, operating income improved by 35.1%, reaching 170,398 million pesetas.

Net cash flow for the three month period was 64,110 million pesetas and the accumulated figure was 188,998 million pesetas, that is 30.5% and 20.8% respectively higher than 1994.

51,333 million pesetas were invested over the third quarter of 1995 and the cumulative total was 129,503 million pesetas as opposed to 134,628 million pesetas for the same term last year.

Higher cash-flow and restricted investment lowered the company's debt level to 199,193 million pesetas at the end of the third quarter, thus registering a fall of 54,387 million pesetas over the figure at the same date last year.

The following circumstances have affected our activities over the third quarter:

- Crude oil prices were lower than in the preceding quarter, and over the same period a year earlier. The average price of Brent was 16.2 dollars per barrel for this third quarter as opposed to 16.7 dollars per barrel in 1994.
- Refining margins were still low, although they recovered slightly over the three month period.
- As far as petrochemicals are concerned, this quarter is usually a weak period for seasonal reasons and the activity was affected by a drop in margins on the main plastics.
- Indicators confirm good demand behaviour for certain products such as kerosene, which rose by 7.5% in the first nine-months of 1995, automotive gasoils which improved by 6.6% thanks to higher industrial activity and fueloil, which increased by 4.8%, mostly due to larger demand from power stations in the face of scarce hydraulic power for the production of electricity. Only in gasoline was a 1.4% lower growth registered as the consequence of a drop in family consumption and a tendency to change to diesel powered motors when buying a new car.

Other outstanding events of the quarter were as follows:

- At the end of September, the Repsol Board of Directors approved a series of top management appointments affecting different areas of company management. In Refining and Marketing, and as a result of Mr. Jos� Luis D�az Fern�ndez's retirement at the end of this year, Repsol's current Vice-president, Mr. Guzm�n Solana, will take on maximum responsibility for this core line of business. These changes have led the Board of Directors to reorganize the allotment of duties to the Members of the Executive Committee. Thus, Mr. Antonio Gonz�lez Adalid, President of Repsol Exploraci�n, has been appointed President of Repsol Qu�mica and Mr. Juan Sancho Rof, President of Petronor and CLH, has taken on the Presidency of Repsol Butano. Finally, Mr. Miguel Angel Rem�n has taken on top responsibility for the company's Natural Gas and Technology areas.
- At the beginning of the third quarter a supply contract was signed with the consortium developing the project to produce gas in Trinidad-Tobago, which will help to further diversify sources and guarantee supplies of this type of energy. The contract contemplates imports of 14.5 billion thermies per annum, and supplies are due to start by 1999.
- New natural gas tariffs came into force in July, reducing the classes of tariffs applicable to the industrial sector and raising the average price to the residential-commercial sector by 3.8%.
- In October, a natural gas peak shaving plant started up in Argentina. This will improve operating flexibility for Gas Natural-BAN in the winter months.

The next part of our report gives greater detail of the company's performance by activities during the term.


2. ANALYSIS OF RESULTS BY ACTIVITIES

2.1. Exploration and production

Operating income for this activity reached 6,577 million pesetas during the third quarter of 1995, 48.8% higher than the same period of 1994. This figure included 2,800 million pesetas for capital gains on the sale of assets in Angola. The lower price of crude oils during this term and the stronger parity of the peseta with respect to the dollar (an average of 122.8 pts per dollar over the third quarter of 1995, as opposed to 129.3 pts per dollar in 1994) restrained these results.

For the first nine-months of the year, operating income amounted to 16,436 million pesetas, showing a rise of 39.5% compared to last year. Operating cash-flow amounted to 34,846 million pesetas as opposed to 31,628 million pesetas from January to September of 1994.

At 189,600 barrels of oil equivalent per day (boepd), oil and gas production was 10.6% lower than in 1994. This was due to the end of gas production at Gaviota and a lower output from Dubai.

Third quarter investments amounted to 10,110 million pesetas compared to 7,981 million pesetas last year.

Development of a small discovery, Rodaballo I, made last July in the Spanish Mediterranean, will begin shortly, thus prolonging the productive life-span of the Casablanca field.

The Harding field is expected to go into production at the beginning of next year. Production at another development project, the Murzuk field in Libya, is due to start up at the end of 1996. Here, basic engineering and alloting of the first part of the pipeline has already been completed.

2.2. Refining and Marketing

Operating income for the third quarter was 24,630 million pesetas which signifies a rise of 2.3% over figures registered for the same period in 1994, and is 86.4% greater than that registered for the second quarter of this year.

Accumulated operating income for the first three quarters was 54,268 million pesetas in comparison to 72,323 million pesetas for the same nine months of 1994. This lower result, as we have already explained in earlier reports, reflects a fall in refining margins and the pricing policy for automotive gasoil.

Third quarter results, apart from suffering the effects of weak international refining margins, reflected a series of positive factors:

- CLH transported 5.4% more products in the third quarter of 1995 in comparison with the same term in 1994, to reach a total of 5.6 million tonnes of gasolines and gasoils against a Spanish market growth (mainland and Balearic Islands) of 1.7%.
- Direct sales and sales to the Repsol network of automotive gasoil rose by 8.9% over the period a year earlier. This increase in end sales by more than overall market growth confirms that our policy on the price of gasoil is having the desired effect in regaining our market share and raising sales.

With regard to international activity, the company began operating in Ecuador, where it has acquired a small service station network. It also signed a contract in Peru for the purchase of a company owning another small network of service stations. These transactions have allowed Repsol to set up activities in two Latin American countries whose oil sectors are undergoing deep changes and can, therefore, offer the company good prospects.

Investments of 61,948 million pesetas were made in this area for the first nine months of 1995, as opposed to 57,540 million pesetas the previous year. A great part of this outlay was to link up service stations. In fact, 142 service stations were linked up, with a rise of 54% over the whole of 1994. Consequently, 72% of Repsol's service stations are now owned by the company.

2.3 Chemicals

Operating income for the third quarter of 1995 was three times that for the same period last year, at 16,605 million pesetas. Figures for the first three quarters of the year reached 57,942 million pesetas as opposed to 10,730 million pesetas in 1994.

However, these good results do not reflect the changing trend in margins that took place during this last quarter. In fact, China has decreased its imports of plastics and this has changed the trade flows from traditionally exporting zones to that market, considerably affecting European markets. Together with the policy to lower their stock-piles being followed by the main European consumers, this circumstance has led to a fall in margins on the main types of plastic and, towards the end of the third quarter, on intermediate products (basically styrene).

The company's sales of petrochemical products during this quarter fell by 13% in comparison to 1994. However, accumulated data to September showed performance to be 1.2% better than in 1994.

Investments in chemicals for the three-quarter period, mainly to increase capacity as explained in previous reports, were 5,217 million pesetas, in comparison to the 2,495 million pesetas spent over the term last year.

2.4 Gas

Quarterly operating income for the activity was 34% up on 1994, at 9,376 million pesetas. Accumulated figures for the nine months reached 42,204 million pesetas as opposed to the year earlier 33,328 million pesetas.

Both LPG and natural gas activities contributed to these improved results.

Third quarter income in LPG was 3,943 million pesetas and registered an 8.3% increase over 1994, showing the benefit of cost-cutting efforts and the positive effect of time lag applied by the formula for setting price ceilings on feedstocks.

Bottled LPG sales for the term dropped by 4%, whereas demand for the "Tailor-Made Plan" and piped gas continued to grow. Customers for the "Tailor-Made Plan" and piped gas increased by 15,000 over the third quarter, reaching a 19% accumulative rise over the first three quarters of 1995.

As for natural gas, operating income jumped by 61.8 % over 1994 figures to 5,432 million pesetas. It should be noted that the third quarter of last year was the first to include Enagas results, which means that a direct comparison may be drawn on equal terms and this rise may be attributed to the expansion of industrial and residential-commercial activity.

Indeed, industrial markets showed a 15% growth in the third quarter, registering a demand for 14,918 million thermies. For its part, residential commercial customers rose by over 46,000 in the third quarter of this year, showing a growth of 7 % over those at the end of 1994.

Investment in LPG for the first nine months of this year amounted to 5,786 million pesetas and rose by 8.6% over the previous year. Apart from spending to develop new markets, considerable amounts were dedicated to the rationalizing of costs.

In natural gas, 28,832 million pesetas were invested in comparison to 42,504 million pesetas for the same nine-month period a year earlier, which included the investment in Enagas (23,193 million pesetas). During this last quarter, Gas Natural SDG raised its stake in Gas Natural BAN to 47.7%.

2.5 Adjustments and Others

A balance of 2,361 million pesetas was reported under this heading for the first nine months of 1995, in contrast with 589 million a year earlier. The reason for this rise was the provision of 1,750 million pesetas set aside as a dotation for the Repsol Foundation, approved at the last Annual General Meeting.


3. FINANCIAL RESULTS

Net financial expenses for the third quarter fell to less than half those reported for the same period of last year and amounted to 2,295 million pesetas, mostly as a consequence of lower debt and better performance by our financial investment portfolio.


4. GOODWILL AMORTIZATION

This caption showed a figure of 2,598 million pesetas for the term. During this period, the company decided to pay off a very considerable portion of its goodwill, as part of its conservative policy in tending to keep charges against future results to a minimum. In fact, goodwill amortization in coming financial years will be limited to 500 million pesetas per annum.


5. EXTRAORDINARY ITEMS

An extraordinary loss of 1,282 million pesetas was reported for the third quarter of 1995, mainly because of up-dating provisions to cover tax contingencies.


6. INCOME TAX

Outlay to cover income tax was estimated at September 30th, 1995, as 49,358 million pesetas, which represents an effective tax rate of 33%. This has been raised from the figure of 32% calculated in the second quarter almost entirely because of the extraordinary amortization of the items explained above, which are not deductible on company income tax. If these factors had not existed, the effective tax rate would have been nearer normal levels for the Group, at around 31%.


REPSOL SUMMARISED INCOME STATEMENT

(Million pesetas)

- NON -AUDITED FIGURES-

  THIRD QUARTER JANUARY-SEPTEMBER
  1994 1995 1994 1995
Operating income 39,162 57,109 127,572 168,489
Financial results (4,592) (2,295) (10,738) (8,893)
Equity on earnings of unconsolidated affiliates 215 135 392 379
Goodwill amortization (394) (2,598) (2,451) (6,580)
Extraordinary items (957) (1,282) (1,489) (4,040)
Income before income tax and minority interest 33,434 51,069 113,286 149,355
Income Tax (10,834) (18,091) (35,711) (49,358)
Net income before minority interest 22,600 32,978 77,575 99,997
Minority interest (2,855) (2,992) (8,153) (7,848)
         
Net income 19,745 29,986 69,422 92,149
Cash-flow after taxes 49,126 64,110 156,512 188,998
         
Net income per share        
* Pts/share 65.82 99.95 231.41 307.16
* $/ADR 0.51 0.81 1.80 2.49
Cash-flow per share        
* Pts/share 163.75 213.7 521.71 629.99
* $/ADR 1.28 1.73 4.06 5.10

_________________________________________
$ = 123.44 pesetas in 1995
$ = 128.4 pesetas in 1994


ANALYSIS OF REPSOL OPERATING INCOME BY ACTIVITY

(Million pesetas)

- NON -AUDITED FIGURES-

  THIRD QUARTER JANUARY-SEPTEMBER
  1994 1995 1994 1995
Exploration & Production (1) 4,420 6,577 11,780 16,436
Refining & Marketing (2) 24,074 24,630 72,323 54,268
Chemicals (3) 5,422 16,605 10,730 57,942
Gas (4) 6,997 9,376 33,328 42,204
Adjustments and others (1,751) (79) (589) (2,361)
TOTAL 39,162 57,109 127,572 168,489
TOTAL (LIFO BASIS) 38,196 55,436 126,095 170,398

_________________________________________
(1) Includes Repsol Exploraci�n.
(2) Includes: C.L.H., refining and marketing of Repsol Petr�leo and Petronor, Repsol Comercial de Productos Petrol�feros, Repsol Naviera Vizca�na.
(3) Includes basic petrochemicals from Repsol Petr�leo and Petronor plus derivative petrochemicals from Repsol Qu�mica.
(4) Includes Repsol Butano and the 45.3% stake in the Gas Natural Group.


ANALYSIS OF REPSOL OPERATING REVENUES BY ACTIVITY

(Million pesetas)

- NON -AUDITED FIGURES-

  THIRD QUARTER JANUARY-SEPTEMBER
  1994 1995 1994 1995
Exploration & Production (1) 37,337 33,953 101,778 104,364
Refining & Marketing (2) 492,363 479,752 1,417,735 1,475,550
Chemicals (3) 36,624 48,847 102,428 165,673
Gas (4) 55,175 58,906 181,992 221,468
Adjustments and others (21,709) (11,528) (52,772) (51,906)
TOTAL 599,790 609,930 1,751,161 1,915,149

_________________________________________
(1) Includes Repsol Exploraci�n.
(2) Includes: C.L.H., refining and marketing of Repsol Petr�leo and Petronor, Repsol Comercial de Productos Petrol�feros, Repsol Naviera Vizca�na.
(3) Includes basic petrochemicals from Repsol Petr�leo and Petronor plus derivative petrochemicals from Repsol Qu�mica.
(4) Includes Repsol Butano and the 45.3% stake in the Gas Natural Group.


REPSOL'S INVESTMENTS BY ACTIVITIES

(Million pesetas)

- NON -AUDITED FIGURES-

  THIRD QUARTER JANUARY-SEPTEMBER
  1994 1995 1994 1995
Exploration & Production (1) 7,981 10,110 25,538 25,893
Refining & Marketing (2) 17,112 22,494 57,540 61,948
Chemicals (3) 1,055 2,873 2,495 5,217
Gas (4) 34,143 14,694 47,832 34,618
Adjustments and others (526) 1,162 1,223 1,827
TOTAL 59,765 51,333 134,628 129,503

_________________________________________
(1) Includes Repsol Exploraci�n.
(2) Includes: C.L.H., refining and marketing of Repsol Petr�leo and Petronor, Repsol Comercial de Productos Petrol�feros, Repsol Naviera Vizca�na.
(3) Includes basic petrochemicals from Repsol Petr�leo and Petronor plus derivative petrochemicals from Repsol Qu�mica.
(4) Includes Repsol Butano and the 45.3% stake in the Gas Natural Group.


REPSOL COMPARATIVE BALANCE SHEET

(Million pesetas)

- NON -AUDITED FIGURES-

  DECEMBER 1994 SEPTEMBER 1995
Net fixed assets 980,529 1,003,632
Long term financial instruments 10,486 10,053
Cash and current investments 118,976 117,255
Other current assets 496,609 494,861
TOTAL ASSETS/LIABILITIES 1,606,600 1,625,801
     
Shareholder's equity 588,606 655,761
Provisions 103,988 103,966
Minority interests 64,068 66,565
Non interest bearing liabilities 63,159 65,425
Financial loans 217,427 202,317
Current financial debt 152,448 124,184
Current liabilities 416,904 407,583


REPSOL CONSOLIDATED STATEMENTS OF CASH FLOWS THIRD QUARTER 1995

(Million Pesetas)

- NON -AUDITED FIGURES-

CASH-FLOWS FROM OPERATING ACTIVITIES Million Pesetas
Net income 92,149
Adjustments to reconcile net income to net cash provided by operating activities:  
Amortizations 82,871
Net Provisions 10,066
Minority interest 7,848
Gains on divestments and other (3,936)
SOURCES OF FUNDS 188,998
Changes in working capital: (29,281)
  159,717
CASH-FLOWS FROM INVESTING ACTIVITIES  
Capital expenditures (105,784)
Investments in intangible assets (6,920)
Financial investments (9,757)
Deferred expenses (5,391)
Acquisition of shareholdings in consolidated subsidiaries (1,651)
  (129,503)
Divestments 11,624
  (117,879)
CASH-FLOWS FROM FINANCING ACTIVITIES  
Loan proceeds and other long-term debt 67,210
Repayment of loans and other noncurrent liabilities (79,426)
Subsidies received 1,502
Dividends paid (28,780)
  (39,494)
   
Net change in cash and cash equivalents 2,344
Cash and cash equivalents at January 1st, 5,765
Cash and cash equivalents at September 30th, 8,109


OPERATING HIGHLIGHTS

- NON -AUDITED FIGURES-

PHYSICAL MAGNITUDES UNIT 1994 1995 % Variation
    1st Quarter 2nd Quarter 3rd Quarter Jan.-Sept. 1st Quarter 2nd Quater 3rd Quarter Jan.-Sept. 1994 / 1995
HYDROCARBON PRODUCTION '000 Boepd 199.2 208.0 212.0 206.4 209.6 200.8 189.6 200.0 -3.1
Spain Production '000 Boepd 13.6 20.8 18.4 17.6 18.4 11.2 10.4 13.3 -24.2
* Crude Oil '000 Boepd 6.4 6.4 6.4 5.6 4.8 4.8 5.1 4.8 -20,8
* Gas '000 Boepd 7.2 14.4 12.0 11.2 12.8 6.4 5.6 8.2 -26.2
Overseas Production '000 Boepd 185.6 187.2 193.6 188.8 191.2 189.6 179.2 186.7 -1.1
                     
CRUDE OIL PROCESSED '000 Bpd 672.0 572.0 649.6 631.2 644.8 640.8 620.8 635.5 0,7
                     
SALES OF PETROLEUM PRODUCTS Kt 7,572 7,398 6,880 21,850 7,398 7,354 6,744 21,496 -1,6
National Market                    
* Gasolines Kt 1,142 1,241 1,430 3,813 1,205 1,292 1,377 3,874 1,6
* Gas-oil/Kerosene Kt 2,693 2,531 2,559 7,783 3,056 2,745 2,789 8,590 10,4
* Fuel-oils Kt 1,103 1,177 1,115 3,395 1,166 1,326 996 3,488 2,7
* Others Kt 323 646 581 1,550 458 525 432 1,415 -8,7
                     
Exports                    
* Gasolines Kt 349 564 376 1,289 229 390 242 861 -33,2
* Gas-oil/Kerosene Kt 391 128 73 592 156 86 96 338 -42,9
* Fuel-oils Kt 1,262 962 467 2,691 938 713 557 2,208 -18,0
* Others Kt 309 149 279 737 190 277 255 722 -2,0
                     
SALES OF PETROCHEMICAL PRODUCTS (1) Kt 464 429 496 1,389 493 481 432 1,406 1,2
By geographical areas                    
* Spain Kt 241 236 254 731 279 252 206 737 0,8
* Others Kt 223 193 242 658 214 229 226 669 1,7
By type of product                    
* Basic petrochemicals Kt 174 153 166 493 177 202 184 563 14,2
* Derivative petrochemicals Kt 290 275 331 896 316 279 248 843 -5,9
                     
SALES OF GAS                    
* LPG Kt 743 544 443 1,730 745 565 435 1,745 0,9
* Natural Gas Mte 6,266 6,011 9,833 22,110 (3) 12,416 11,684 10,815 34,915 (2) 57,9

___________________________________________________
(1) Includes net sales of base petrochemicals
(2) Refers to the proportional consolidation of Gas Natural sales (45.3%) and includes global consolidation in the Gas Natural Group of ENAGAS sales and Gas Natural BAN,
(3) Refers to the proportional consolidation of the Gas Natural Group (45.3%) Sales, including global consolidation in the Gas Natural Group of the Gas Natural BAN sales, and Enagas sales from July 1994 onwards. On the same basis as 1995, the sales figure would be 31,921 Mte,, showing a 9,4% rise in sales for 1995 over those of 1994,


Madrid, November 14th, 1995